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4 unexpected ways you're wasting money

You might be throwing money away without even realizing it.

CHARLOTTE, N.C. — From getting gasoline to getting groceries, everything is more expensive these days which is why tracking your spending is crucial to stay within your budget.

Here are 4 ways you’re wasting money:

1. Paying ATM fees.

A few dollars here and there in fees might not seem significant, but over time, taking out money from ATMs not affiliated with your bank can end up costing you a considerable amount in the long run.  

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Make going to your bank part of your weekly routine and don’t forget about utilizing no-fee cash-back options offered at most major grocery stores.

2. Wasting food.

Only buy what you know you will eat and keep track of “use-by” dates so you can freeze what you can before it expires.

IN OTHER NEWS: $29.3B proposed by NC Gov. Cooper for state budget

3. Buying the extended warranty.

Experts say purchasing an extended warranty is usually not worth it. Instead, put that money in a “rainy day” fund to cover repair costs if and when needed.

4. Insurance. 

Shopping around for insurance could potentially save you a good chunk of money. Many insurance companies offer discounted rates to new customers, making your rate even lower than you might expect. 

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Contact Carolyn Bruck at cbruck@wcnc.com and follow her on FacebookTwitter and Instagram.

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All of WCNC Charlotte's podcasts are free and available for both streaming and download. You can listen now on Android, iPhone, Amazon, and other internet-connected devices. Join us from North Carolina, South Carolina, or on the go anywhere. 

Wake Up Charlotte To Go is a daily news and weather podcast you can listen to so you can start your day with the team at Wake Up Charlotte.  
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All of WCNC Charlotte's podcasts are free and available for both streaming and download. You can listen now on Android, iPhone, Amazon, and other internet-connected devices. Join us from North Carolina, South Carolina, or on the go anywhere.